Geelong VIC
案例基本概述
借款公司：**********公司
贷款类型：一级抵押
标的资产地址：****** Geelong VIC 3220
标的资产估值：$650,000.00(Excl of GST)
贷款比例：60% LVR of the valuation
贷款金额：$390,000 (Based on Current Valuations)
贷款意图：借款人本意是借建筑贷款，但是由于暂时无法提供工程测算报告（QS），于是决定先进行土地贷款
贷款时长：6个月
利息：常规利率: 12.5% 每年（在没有违约的情况下）
违约利率: 18.5% 每年（如果发生任何违约的情况下）
Loan Summary
Borrowing entity: **********Pty Ltd
Facility type: First mortgage
Security properties: ****** Geelong VIC 3220
Valuation: $650,000 (Exclusive of GST)
LVR: 60% LVR of the valuation
Loan amount: $390,000 (Based on Current Valuations)
Purpose: Land
Loan term: 6 months
Interest: Normal Rate: 12.5% Higher Rate: 18.5%
尽职调查:
这块土地位于Geelong区的一片住宅区，临近火车站及部分不错的中小学，且周边的物业状态良好。整体来说环境很适宜居住。
距离本市的商业中心在2.5公里的距离内，到墨尔本市中心大约80多公里
开始是先找银行借贷，结果足足耽误了9个多月却依然没有结果。
Zank在确认能做后，就紧锣密鼓的帮他处理贷款事宜。在借款人签署完法律文件之后的6个工作日，这个贷款顺利settle了。
Due diligence
This land is located in a residential area in Geelong district, close to the train station and some good primary and secondary schools, and the surrounding properties are in good condition. Overall, the environment is very livable.
Within 2.5 kilometers from the city’s commercial center, and more than 80 kilometers from Melbourne city center
They started by looking for a bank loan, but the result was a delay of more than 9 months but still no results.
After Zank confirmed that we could do it, we worked hard to help him deal with the loan. The loan was successfully settled 6 working days after the borrower signed the legal document.
DECLARATION：For confidentiality, all images of loans and text are unrelated.