Melton East, VIC

墨尔本远郊的住宅开发地块

周期:18个月

贷款目的:土地贷款

贷款类型:一级抵押

估值:土地A:$8,550,000.00(不含GST)

土地B:$8,750,000.00(不含GST)

贷款估值比率:60%

Residential development Site at Outer Melbourne suburb

Term: 18 mths

Loan Purpose: Land Finance

Facility Type: First mortgage

Valuation: Site A: $8,550,000 Site B: $8,750,000

Loan to Value Ratio 60%

尽职调查:

该贷款是一级抵押贷款,以位于Melton City Council的两块土地为担保。土地A总面积约为11.97公顷,土地B总面积约为12.00公顷。此抵押物业目前尚未开发,将于未来作为开发地块,位于墨尔本远郊的住宅区域内,并包含在拟议的Melton East城市结构规划 (PSP) 中,该计划目前处于启动前阶段。

这两个抵押物业位于墨尔本西北郊区,距离墨尔本CBD西北方向约 35 公里。该地区的铁路设施为Rockbank 火车站,位于该地块东南向约 4.5 公里处。该地区生活便利,零售业发达,周边拥有多个购物中心,均位于该项目约 10 公里的范围内,为该地区居民提供更多的便利设施。教育资源丰富,拥有多所中小学,均在5-10公里以内。交通流量较低,向南方向约 1.5 公里可直达西部高速公路。

借款人是经验丰富的投资者,专门从事土地投资。借款人拥有良好的商业信誉和健康的资产状况,财力雄厚,拥有足够的现金储备和偿还债务能力。

风险评估

该抵押物业的部分区域被确定为水管理场地,在城市结构规划(PSP)开始后将接受进一步
调查。 由于部分土地可能被墨尔本水务公司收购,因此在这方面存在一些规划风险。但是,
如果有任何标的土地被收购,将会获得补偿金。

Due diligence

The loan is a first mortgage loan, secured by two plots of land located in the Melton City Council. The total area of ​​land A is about 11.97 hectares, and the total area of ​​land B is about 12.00 hectares. This mortgaged property is currently undeveloped and will be used as a development site in the future, located in a residential area in the outer suburbs of Melbourne, and included in the proposed Melton East Precinct Structure Plan (PSP), which is currently in the pre-commencement stage.

The two mortgage properties are located in the northwest suburbs of Melbourne, about 35 kilometers northwest of Melbourne’s CBD. The railway facility in this area is Rockbank Railway Station, located approximately 4.5 kilometers southeast of the plot. Life in the area is convenient, the retail industry is developed, and there are many shopping malls nearby, all located within about 10 kilometers of the project, providing more convenient facilities for residents in the area. Rich in educational resources, there are many primary and secondary schools, all within 5-10 kilometers. The traffic flow is low, about 1.5 kilometers to the south, there is a direct access to the Western Expressway.

The borrower is an experienced investor who specializes in land investment. The borrower has a good business reputation and healthy asset status, strong financial resources, sufficient cash reserves and debt repayment ability.

Risk Assessment

Part of the subject site is identified within an investigation area as a water management site which is subject to further investigation upon commencement of the PSP. Some planning risk therefore exists in this regard, as part of the land may be acquired by Melbourne Water. Compensation would nevertheless be payable should any of the subject land be acquired.

SELECT INVESTMENT OPPORTUNITY

Target Return

8.0 % p.a. net

LOAN TO VALUE RATIO

60%

TERM

18 months

完成并提交表单以获取申请文件
Complete the form to obtain the Investment documents

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