18 11月 Melton East, VIC
Residential development Site at Outer Melbourne suburb
Term: 18 mths
Loan Purpose: Land Finance
Facility Type: First mortgage
Valuation: Site A: $8,550,000 Site B: $8,750,000
Loan to Value Ratio 60%
该贷款是一级抵押贷款，以位于Melton City Council的两块土地为担保。土地A总面积约为11.97公顷，土地B总面积约为12.00公顷。此抵押物业目前尚未开发，将于未来作为开发地块，位于墨尔本远郊的住宅区域内，并包含在拟议的Melton East城市结构规划 (PSP) 中，该计划目前处于启动前阶段。
这两个抵押物业位于墨尔本西北郊区，距离墨尔本CBD西北方向约 35 公里。该地区的铁路设施为Rockbank 火车站，位于该地块东南向约 4.5 公里处。该地区生活便利，零售业发达，周边拥有多个购物中心，均位于该项目约 10 公里的范围内，为该地区居民提供更多的便利设施。教育资源丰富，拥有多所中小学，均在5-10公里以内。交通流量较低，向南方向约 1.5 公里可直达西部高速公路。
The loan is a first mortgage loan, secured by two plots of land located in the Melton City Council. The total area of land A is about 11.97 hectares, and the total area of land B is about 12.00 hectares. This mortgaged property is currently undeveloped and will be used as a development site in the future, located in a residential area in the outer suburbs of Melbourne, and included in the proposed Melton East Precinct Structure Plan (PSP), which is currently in the pre-commencement stage.
The two mortgage properties are located in the northwest suburbs of Melbourne, about 35 kilometers northwest of Melbourne’s CBD. The railway facility in this area is Rockbank Railway Station, located approximately 4.5 kilometers southeast of the plot. Life in the area is convenient, the retail industry is developed, and there are many shopping malls nearby, all located within about 10 kilometers of the project, providing more convenient facilities for residents in the area. Rich in educational resources, there are many primary and secondary schools, all within 5-10 kilometers. The traffic flow is low, about 1.5 kilometers to the south, there is a direct access to the Western Expressway.
The borrower is an experienced investor who specializes in land investment. The borrower has a good business reputation and healthy asset status, strong financial resources, sufficient cash reserves and debt repayment ability.
Part of the subject site is identified within an investigation area as a water management site which is subject to further investigation upon commencement of the PSP. Some planning risk therefore exists in this regard, as part of the land may be acquired by Melbourne Water. Compensation would nevertheless be payable should any of the subject land be acquired.
SELECT INVESTMENT OPPORTUNITY
8.0 % p.a. net
LOAN TO VALUE RATIO
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